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Insurance Articles

Insurance Glossary

A.M. Best A company that rates the financial condition of insurance companies. Your insurance company’s rating helps you determine if they can afford to pay claims. Accident An unexpected or involuntary event that causes harm, injury, damage or loss. Act of God Something that is beyond human control that damage…
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Tips on Navigating Your Deductible

When buying home insurance, it is imperative to understand exactly how the deductible applies to the policy, and to which section and coverage on the policy it will apply. Without understanding this, a consumer will have a tough time making an informed decision about buying home insurance. What is a deductible? A …
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The Importance of a Home Inventory

If a loss occurred today, would you trust yourself to remember every item in your home and the approximate value of each item? If you are like most people, it would be very difficult. An accurate inventory and proof of ownership at the time of a loss can make the claim settlement process easier and faster. Your hom…
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Two Sides of the Same Story: Viewing a Claim through the Eyes of an Adjuster

Insurance coverage is a complex topic. The many regulations, various providers and myriad levels of coverage are enough to make your head spin, never mind the nearly infinite number of things that can be insured. From your child’s teeth to a baseball pitcher’s MVP arm, it seems everything under the sun can be covere…
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Restoration Services You Can Rely On

At Palace Restoration, we offer complete restoration and construction remedies for residential and commercial structures in Denver, CO. Our services include damage recovery, remodeling, and project finalization for all types of buildings. Our team handles various tasks, including content restoration, board up shoring, and thorough cleaning. This ensures that our clients in Denver, CO can return to their homes or offices and find them fully prepared and ready for occupancy. Furthermore, we manage essential legal aspects such as obtaining permits and securing quality control insurance. This ensures a seamless progression of your project without any disruptions or obstacles. When disaster strikes, there’s no better team to turn to.

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